Where is Ed McMahon when you need him? I could use a fat check in my name delivered to me right about now- student loans, car insurance, phone bill, credit card bills (my own fault), and just every day living expenses. Seriously, how does anyone afford to live if you weren’t already born into money?
The system is ass backwards. It’s almost frowned upon if you don’t attend some sort of collegiate institution after high school, but for us that do, who think we’re doing the right thing for our parents and for ourselves in the long run, we’re the ones that are just frowning after the four years are up.
College: 4 of the most expensive years of your life where you generally take 120 credits of bullshit, except for the 5 or 6 classes that actually focus on your major, that usually don’t even happen until your fourth year. And all of the stress of tests and papers and finances, and of course all of the dreaded presentations, is all for one small piece of paper that basically says ” Hi, I’m the idiot who just cried every night for four years, blacked out every weekend to forget all my weekday problems, which then turned into the weekday problems, gained weight, and went to 40 different classes to basically remember nothing from them, and guess what? I paid $60,000 for all of this.” Keep in mind that this piece of paper is in a language that the average person can’t even read.
4 years and 1 expensive piece of paper later, and I still have no idea what I want to do. The worst part is that those four years of being a degenerate have just formed me into being a bigger degenerate, just with more debt.
See the problem?
It’s incredibly hard to save money right now. Between all the monthly payments I have to make that I mentioned before, I also mentioned the costs of everyday living aka my inner alcoholic, shopping addict, and food lover.
It’s honestly a vicious cycle. All week I can tell myself I’m going to stay in this weekend to save money and how nice it’ll be to take a weekend off and detox my body, catch up on some sleep, and just relax. Then Friday comes along… Around 4 o’clock I get ancy and realize how much I don’t want to sit in and how bored I’m going to be, with the occasional wave of FOMO that could be experienced. Then I take the plunge and start sending out the “What are you doing tonight?” texts to my friends and just like that, I’m spending $50.
Then on Sunday I’m hating myself for all the money I spent on drinks, ubers and hangover food, but on Monday I’m having the same attitude about not going out the following weekend then Friday comes..you get the point.
I’ve always chose happiness over money, but I think soon I have to go with the money. I’ve accepted that I might have to work a job I don’t necessarily love for a year or two and then hopefully be able to afford to go back to school for something I’m more interested in, which will obviously just put me further into the hole, but it’s okay, I can defer my undergrad loans while in grad school haha. And if I really have to start going out less on the weekends to save, I think I can do it, I’m not a complete alcoholic.